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How to Prepare and Respond to a Pay Cut or Income Reduction

Several major employers in the Des Moines area have recently announced significant pay cuts and other cost saving measures as the economic effects of the Coronavirus pandemic continue to spread. As businesses work to keep afloat, what are some steps that families can take to make sure they are prepared and able to get through any financial obstacles that might be coming?

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Is a Financial Planner Worth the Money?

I’ve written before about all the different areas of your life that a financial planner can help with, but how can you judge the value of what you’re getting? Almost anyone has experienced situations where they could use a second opinion, or advice on a particular topic. Everyone has a unique situation and different goals to pursue, so how can you determine if working with a financial planner on an ongoing basis is right for you?

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